It should be understood that the basic ruling on zakat payment is that it must be made without delay. However, in situations such as forgetting, facing financial constraints, or other difficulties, there are two possible solutions:
However, it is best to settle the payment promptly because it is considered a debt—one that is an obligation to Allah SWT and also to the asnaf.
Reference: Issue 1, Compilation of Shariah Questions and Records (January – June 2019), approved by the LZS Shariah Advisory Committee.